| If the answer is YES then there is a chance that the United States Government owes you money! Did you know that there are currently over 200,000 unclaimed mortgage insurance refunds totaling more than $200 million. With the explosion of home sales over the past few years due to our current economy and people trying to dig out from bad loan choices, this pool of unclaimed refunds is expected to swell to over $340 million. These refunds are simply an Insurance Refund due back to homeowners who have recently or in the past refinanced or paid off their home. After 1983, a policy was introduced by which the insurance was paid in-full at the closing. This policy is known as One-Time Mortgage Insurance Premium. The insurance premium was paid at closing, the borrower was informed that if they either paid off the loan without missing any payments, sold the home or refinanced the loan with a non-FHA mortgage they would be eligible for a prorated refund on the insurance premium they had paid. Over the years, a situation has occurred. When the FHA mortgage is retired either by full payment, by a sale or by refinancing it takes the Government months to process the paperwork to cancel the mortgage insurance. By the time the refund notice is sent out to borrower, he has likely moved and the notice never reaches the borrower. After a two year period, the refund is placed into an unclaimed refund account. We will send you information on how to find out if the government has any of this money belonging to you. (Please keep in mind that there are "third party tracers" that will offer to do this process for you with a processing fee to you of up to 30% of your refund amount. We offer you the information to do it yourself for just $5.99. Download your information now by clicking the link below. We can also assist you in claiming your refund. However, instead of charging you a percentage we will charge you a flat fee of $74.99. This fee includes all necessary copies and filings and your refund will be mailed directly to you. To have us retrieve any refunds owed to you simply click here and proceed to check out and someone from our office will contact you within 24-48 hours We accept all credit cards. |
| Does the United States Government owe you money? |
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